Illinois Life and Health Insurance Guaranty Association

Helping Illinois insurance policyholders when they need it most.

Welcome

Learning your life or health insurance company is in trouble can be frightening. The Illinois Life and Health Insurance Guaranty Association provides protection for life, health, and annuity policies owned by Illinois residents.

The Illinois Life and Health Insurance Guaranty Association is a non-profit association of insurance companies that sell life insurance, health insurance and annuities in Illinois. It was created by Illinois law to provide certain protections for Illinois policyholders against certain insurance company insolvencies.

To provide this protection, the Illinois GA may pay claims, continue policy coverage, transfer policies to another insurance company or take other actions authorized by law. This site provides further information about the Illinois GA and how it protects covered policyholders in the event of an insurance company insolvency.

The Illinois GA was created by statute and provides protection subject to the terms and conditions of that statute. Nothing on this website is intended to, nor does it, modify the powers and duties of the Illinois GA.