Illinois Life & Health Insurance Guaranty Association 8420 W. Bryn Mawr Avenue, Suite 550 / Chicago, IL 60631-3404 Home About Us FAQs Receiverships Additional Info Links Terms of Use Contact Us Frequently Asked Questions      What claims are covered by the Association? The Association is obligated to provide coverage on the following claims: Non-group Life and Health Policies Claims which are incurred not later than the earlier to occur of: (a) the next renewal date of such policy or contract or (b) one year after the date of the final order of liquidation (except that all claims incurred within thirty days of such order will be paid as well). Group Life and Health Policies Claims which are incurred not later than the earlier to occur of: (a) the next renewal date of such policy or contract or (b) one year after the date of the final order of liquidation (except that all claims incurred within thirty days of such order will be paid as well). Annuities Any payments which are due under the terms of the annuity, subject to the limitations specified herein.   NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.   [ Back to FAQ list ]