Illinois Life and Health Insurance Guaranty Association

Helping Illinois insurance policyholders when they need it most.

Welcome

Learning your life or health insurance company is in trouble can be frightening. The Illinois Life and Health Insurance Guaranty Association provides protection for life, health, and annuity policies owned by Illinois residents.

The Illinois Life and Health Insurance Guaranty Association is a non-profit association of insurance companies that sell life insurance, health insurance and annuities in Illinois. It was created by Illinois law to provide certain protections for Illinois policyholders against certain insurance company insolvencies.

To provide this protection, the Illinois GA may pay claims, continue policy coverage, transfer policies to another insurance company or take other actions authorized by law. This site provides further information about the Illinois GA and how it protects covered policyholders in the event of an insurance company insolvency.

The Illinois GA was created by statute and provides protection subject to the terms and conditions of that statute. Nothing on this website is intended to, nor does it, modify the powers and duties of the Illinois GA.

Announcements:

How to Update Company Contact Information for Assessment Notices

Companies can go to www.assessconnect.com and update their contact information at any time by entering their company email address. No password is needed. A secure link will be sent to the entered email allowing the individual to view, add, or delete contacts associated with that company domain.

Click here for more information.

Information for Policyholders of Colorado Bankers Life Insurance Company ("CBL") and Bankers Life Insurance Company ("BLIC")

On November 30, 2024, guaranty associations were activated to provide coverage to CBL and BLIC policyholders. Policyholders are encouraged to visit https://www.nolhga.com/globalbankers for more information.

Notice of Protection

Click here to view our “Notice of Protection."